Hiring the Right Contractor in Toronto: 10 Questions You Must Ask

by | Jan 11, 2026 | Home Renovations

Table of Contents

  1. Introduction
  2. Why Choosing the Right Contractor Matters in Toronto
  3. Question 1: Are You Licensed and Insured?
  4. Question 2: Do You Have Experience With My Type of Project?
  5. Question 3: Can You Provide References or Past Projects?
  6. Question 4: Who Will Manage My Project Day to Day?
  7. Question 5: Do You Handle Permits and Inspections?
  8. Question 6: What Is Included in the Quoted Price?
  9. Question 7: What Is the Project Timeline?
  10. Question 8: How Do You Handle Changes or Unexpected Issues?
  11. Question 9: What Warranty or Guarantee Do You Provide?
  12. Question 10: How Do You Communicate Throughout the Project?
  13. Red Flags to Watch Out For
  14. Why 905 Reno Is a Trusted Contractor in Toronto
  15. Conclusion

Introduction

Hiring a contractor is one of the most important decisions you will make when planning a renovation, home addition, basement conversion, or kitchen or bathroom remodel. In Toronto’s competitive renovation market, homeowners have countless options—but not all contractors deliver the same level of professionalism, transparency, or quality.

Asking the right questions before signing a contract can protect you from cost overruns, delays, poor workmanship, and legal issues. This guide outlines the 10 essential questions every Toronto homeowner must ask to ensure they hire a qualified, reliable, and experienced renovation contractor.


Why Choosing the Right Contractor Matters in Toronto

Toronto renovations come with unique challenges:

  • Strict building codes
  • Permit-heavy processes
  • Older housing stock
  • Condo and zoning restrictions
  • High labour and material costs

A qualified contractor understands local regulations, manages inspections, and coordinates licensed trades. Choosing the wrong contractor can result in failed inspections, unsafe construction, financial loss, and legal complications.


Question 1: Are You Licensed and Insured?

Why This Question Is Critical

A legitimate contractor must carry:

  • Business registration
  • General liability insurance
  • Workplace Safety and Insurance Board (WSIB) coverage

Without proper insurance, homeowners may be financially responsible for damages or injuries.

What to Look For

  • Proof of insurance certificates
  • Clear business registration
  • Willingness to provide documentation

Question 2: Do You Have Experience With My Type of Project?

Why Experience Matters

Not all contractors specialize in the same work. Renovating a kitchen, building a home addition, or creating a legal basement suite each require different expertise.

Ask Specifically About

  • Similar project types
  • Comparable home styles
  • Toronto or GTA-based experience
  • Familiarity with older homes or condos

A contractor like 905 Reno focuses on full residential renovations, ensuring expertise across multiple project types.


Question 3: Can You Provide References or Past Projects?

Why References Matter

Past performance is one of the strongest indicators of future results.

What to Request

  • Photos of completed projects
  • Client testimonials
  • References you can contact
  • Online reviews

A reputable contractor will be proud to share their work history.


Question 4: Who Will Manage My Project Day to Day?

Why Project Management Is Important

Clear leadership prevents confusion, delays, and miscommunication.

Clarify

  • Who your main point of contact will be
  • Whether a dedicated project manager is assigned
  • How site supervision is handled

Professional contractors assign experienced project managers to oversee timelines, trades, and quality control.


Question 5: Do You Handle Permits and Inspections?

Second-storey home addition

Why This Question Matters

Most renovations in Toronto require permits and inspections. Failing to obtain them can result in fines, stop-work orders, or resale complications.

Ensure the Contractor

  • Prepares permit drawings
  • Submits applications
  • Coordinates inspections
  • Ensures code compliance

This service should be included, not outsourced to the homeowner.


Question 6: What Is Included in the Quoted Price?

Why Clear Pricing Prevents Disputes

Vague estimates often lead to unexpected costs later.

Ask for a Breakdown That Includes

  • Labour
  • Materials
  • Design and planning
  • Permits
  • Inspections
  • Cleanup
  • Project management

A detailed, itemized quote demonstrates transparency and professionalism.


Question 7: What Is the Project Timeline?

Why Timelines Matter

Renovations affect daily life. Delays can be costly and stressful.

Clarify

  • Start date
  • Estimated completion date
  • Major milestones
  • Factors that could affect timelines

Experienced contractors provide realistic schedules, not overly optimistic promises.


Question 8: How Do You Handle Changes or Unexpected Issues?

Why Renovation Flexibility Is Important

Unexpected issues—such as hidden structural damage or outdated wiring—are common in Toronto homes.

Ask About

  • Change order procedures
  • Cost approval process
  • Communication methods
  • Documentation of changes

A professional contractor addresses surprises with transparency and proper planning.


Question 9: What Warranty or Guarantee Do You Provide?

Why Warranties Matter

A contractor who stands behind their work demonstrates confidence in quality and craftsmanship.

Confirm

  • Length of workmanship warranty
  • What is covered
  • How warranty claims are handled

This protects your investment long after construction is complete.


Question 10: How Do You Communicate Throughout the Project?

Why Communication Is Key

Clear communication reduces misunderstandings and keeps projects on track.

Ask About

  • Frequency of updates
  • Preferred communication method
  • Access to project schedules
  • Response times

Consistent communication is a hallmark of professional contractors.


Red Flags to Watch Out For

Be cautious if a contractor:

  • Refuses to provide references
  • Offers a price far below competitors
  • Avoids discussing permits
  • Requests large upfront cash payments
  • Lacks a written contract
  • Cannot provide insurance proof
  • Gives vague timelines

These are common warning signs of unreliable or unqualified contractors.


Why 905 Reno Is a Trusted Contractor in Toronto

905 Reno is a full-service residential renovation contractor serving Toronto and the GTA, specializing in:

What Sets 905 Reno Apart

  • Fully licensed and insured
  • Transparent, detailed pricing
  • Dedicated project management
  • Permit and inspection handling
  • High-quality craftsmanship
  • Strong client communication
  • Experience with Toronto building codes

Their structured process ensures every renovation is completed safely, efficiently, and to the highest standard.


Conclusion

Hiring the right contractor in Toronto requires more than comparing prices. By asking the right questions, homeowners can avoid costly mistakes, ensure code compliance, and protect their investment. A professional contractor will welcome these questions and provide clear, confident answers.

Whether you are planning a kitchen renovation, basement conversion, or full home addition, working with an experienced contractor like 905 Reno gives you peace of mind and reliable results from start to finish.